Contents insurance differs from buildings insurance. Buildings insurance covers the main structure of the house. Contents insurance’s coverage includes your home’s contents and your personal possessions. These include a lot of things like furniture, carpets, appliances, equipment, videos, cameras, cell phones, computers, personal belongings, valuables, clothing, and food. They may ask you to point out items on the policy and you may be asked to add security provisions like alarms and locks if you live in an area where thieves thrive. Insurance policies will also cover your belongings when you’re away from home or you could request this cover separately.