Granting that you live in a community with more chances of being burgled than others, this would mean your premiums will be higher than those who live in the more safe places. If you, however, wish to pay less for your premiums, take my advice and do the following precautions so as to save you from all that money and all that stress.

Report any structural damage of your home at first sight to your buildings insurer. It is always a good idea to be one step ahead of everything that goes on inside your house. So before your walls fall down, better to have it repaired or reported to your insurer.

Plant trees at a good enough distance from your house. Planting trees very close to the walls of your home could be disastrous in times of strong winds and storms.

Clear all gutters regularly. Prevent your drainage system from being blocked so as to keep all gutters clean and regularly checked.
• Always check for leaks. You wouldn’t want to enter your house one evening and see all your belongings floating around the house.