To make taking your claim easier, keep your policy documents in a safe place and your policy number and claims line number easily accessible. You could call them anytime of the day and the paperwork can be done quickly while talking on the phone. If you’re properly insured, you will be provided with a brand new item but there are a few exceptions to this. However if you need to make a claim, be sure that it’s honest because if you exaggerate, the insurer will refuse and cancel your policy. You may also find it harder to get insurance in the future.