If buildings insurance covers the main structure of the house, what does it not cover? Here is a list of common exclusions to buildings insurance:

1. General wear and tear, corrosion, mechanical/electrical breakdown
2. Computer viruses or loss of computer data
3. Damage resulting from acts of terrorism
4. War, invasion, act of foreign enemy, hostilities whether war be declared or not, civil war, rebellion, revolution or military/usurped power.
5. Radioactive contamination from nuclear fuel or nuclear waste.
6. Radioactive, toxic, explosive or other effect of any nuclear equipment.
7. Loss of value of an item following the payment of a claim
8. Some types of chemical or biological pollution or contamination